A calm, private way to settle the question every UK homeowner with savings eventually asks — pay the mortgage off, overpay it down, or wait until the fixed deal ends. Mortogo models your real numbers month by month and shows how each plan plays out across the years of your life.
A typical household, pre-filled — no setup. Poke at it to learn what the tool shows, then swap in your own figures whenever you like.
Five short steps, about three minutes. No account or sign-up — the figures you enter stay on this computer.
Mortogo runs entirely inside your browser. There is no server to send anything to, no account, no sign-up, and we never ask for your email. The figures you type in are never uploaded or sent anywhere. We don’t sell mortgages and take no referral fees, so the recommendation is never swayed by who’s paying.
We may show ads to keep Mortogo free — but they can’t see your numbers and never change the answer. Close the tab and it forgets everything; use Export to keep a copy.